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What Is a High Deductible Health Plan (HDHP)?
Posted: June 25, 2022
What Is a High Deductible Health Plan (HDHP)?A high deductible health plan (HDHP) is a plan with a higher deductible than traditional health insurance. The premiums may be lower, but you have to meet a higher deductible (payout of pocket for more health care costs) before your coverage kicks in. An HDHP is often combined with a health savings account (HSA), which allows you to set aside pre-tax dollars to pay for...
How Long Can Your Car Sit Without Driving It?
Posted: June 24, 2022
How Long Can Your Car Sit Without Driving It?Sometimes life can be unpredictable. And you may find yourself in a situation where your car — which used to take you back and forth to work every day — is left sitting in the garage. Whether you’re working from home, following social distancing guidelines or storing your convertible for the winter, parking a car for long periods of time can take a toll on...
Are You Underestimating Your Need for Disability Insurance?
Posted: June 22, 2022
Are You Underestimating Your Need for Disability Insurance?If you don’t place a high priority on disability insurance, you are not alone. Although most people underestimate their chances of disability, the risk is higher than you might think. Approximately one-third of the population will experience a disability before 65, as reported on Kiplinger. Underestimating the odds of needing disability insurance could be a big mistake. According to TMA Insurance Trust: Approximately one in...
5 Medical Malpractice Insurance Myths
Posted: June 19, 2022
5 Medical Malpractice Insurance MythsIf you are practicing medicine, malpractice insurance is a must. Myths and misunderstandings surrounding professional liability insurance for doctors make the subject more complicated than it is. Here are some common medical malpractice insurance myths, followed by the facts: You Cannot Be Sued for More Than Your Policy Limits This statement is false. You are the one being sued for malpractice. If a jury awards...
5 Boat Safety Tips for the Summer
Posted: June 16, 2022
5 Boat Safety Tips for the SummerWhen people are out boating in the summer, safety can sometimes take a backseat to pleasure. This could be a tragic mistake. In 2020, there were 5,265 boating accidents in the U.S., causing 767 fatalities and 3,191 injuries, as reported by the U.S. Coast Guard (USCG). Enjoy the sun and the water but keep the following boat safety tips in mind. Don’t Drink While Boating...
