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Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

How Does Your Credit Score Affect Auto Insurance Rates?

As we observe National Credit Education Month, it’s crucial to delve into the various aspects of our lives influenced by credit scores. One often overlooked area is how credit scores can impact auto insurance rates. Understanding this connection is essential for informed decision-making and financial planning. The Link Between Credit Scores and Auto Insurance Rates Your credit score serves as a key factor for insurance...

What You Should Know About Common Household Poisons

Each year, more than 2 million poisonings are reported to poison control centers across America. And according to the U.S. Health Resources & Services Administration (HRSA), more than 90% of those poisonings occur at home.To help you identify any potential poison risks in your home – and know what to do if a poisoning occurs – here’s what you should know about common household poisons. Why...

Organize Your Garage Like A Pro

Somewhere around 30% of all garages are used for household storage instead of vehicle parking, according to organizational experts.If this sounds like you, it might be time to tackle the clutter. And you just might be able to organize your space and reclaim your parking spot. Here are some quick tips to help organize your garage and finally get that car inside.Storage hacks to get...

How Health Insurance Works with Multiple Plans

Navigating the intricacies of health insurance can be challenging, especially when dealing with multiple plans. Understanding how different plans interact is essential for maximizing coverage and avoiding potential pitfalls. This guide provides specific information on how health insurance works when you have multiple plans. Primary and Secondary Coverage When you have multiple health insurance plans, one plan typically serves as the primary coverage, and the...

When to Consider an Irrevocable Life Insurance Trust

Life insurance is a crucial financial tool that provides a safety net for your loved ones in the event of your passing. However, simply purchasing a life insurance policy may not be enough to ensure maximum benefits for your heirs. One strategic approach to consider is setting up an Irrevocable Life Insurance Trust (ILIT). Let’s delve into the key factors that signal when it’s time...