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Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

How Do I Know If I Need Separate Vision Insurance?

Regular eye exams are essential for maintaining the health of the eyes – the organs that make vision possible. Eye exams can also detect underlying health conditions that may otherwise go unnoticed. Depending on your annual vision care costs, you may need separate vision insurance to get the eye and vision care you need. Is Separate Vision Insurance Worth It? You may purchase vision insurance...

Is It Better To Buy A New Or Used Car?

New or Used: Which should you choose? If you think you might be among those shopping for a brand-new vehicle, consider a few pros and cons first: Pros and Cons of Buying a New Car Pros Cons Newer safety features. Customizable. Better warranty. Typically has better fuel efficiency and lower emissions. Typically more expensive to insure. Maintenance costs required to maintain the warranty. No record...

Beginner’s Guide To Choosing A Beneficiary

If you have a life insurance policy, your beneficiary is the person who will receive the benefits in the event of your death. For obvious reasons, choosing a beneficiary is an important step in the process of obtaining life insurance. If you are new to the process, the following tips can help. Consider the Purpose of the Policy You are buying life insurance for a...

Do I Need More Than Just General Liability Insurance?

General liability insurance is essential for many types of businesses. This coverage is particularly critical if your business is open to the public, rents or owns commercial property, works closely with clients or customers, or handles client property. Most new business owners buy a general liability insurance policy right away. However, it is not the only business insurance you are likely to need. What Is...

Avoid Common Home Accidents During The Holiday Season

From late November to mid-January, the holidays bring good cheer and gatherings with friends and family. They are also a season when home accidents frequently occur. The following are some common holiday-related accidents, along with tips to help keep your family safe at home over the holiday season. Decorating Fall Accidents You may be surprised to learn how many people are injured while decorating their...