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Category: Home Sense

What to Know About Hail, Roof Damage and Hail Fraud

A hailstorm just blew in through your neighborhood. Suddenly, there are people at your door telling you they can repair your home’s damage quickly and easily. What would you do? While some hail damage may be obvious, you can’t always trust that someone showing up to your door has your best interests in mind. If you’ve recently battled a hailstorm, here is what you need...

What to Know About ERIE's Extended Water Coverage

What would you be most concerned about losing in a flood? It's different between men and women (of course). See the results from our latest survey.  We can’t say it enough: If it can rain (or snow), it can flood. Flooding can happen in a matter of minutes, or it may creep up slowly, but either way it can cause massive amounts of damage. Typically,...

When It Comes to Home Maintenance Do You Fix It or Risk It?

The experts at HouseLogic.com say homeowners should set aside one to three percent of the purchase price of their homes (or whatever they can afford) each year for ongoing maintenance. That amounts to $2,000-$6,000 a year for a $200,000 home. However, we recently conducted an online survey through Harris Poll that found that 60 percent of American homeowners don’t have a maintenance fund. That means many homeowners could be at risk for major financial...

The Best Way to Handle Insurance Losses is to Avoid Them

As we reach the colder months of the year it is increasingly important to be proactive in preventing potential risks within the home. The best way to handle insurance losses is to avoid them. Some suggestions are below. Take them into consideration to help lower the possibility of a homeowners claim. Have overhanging tree limbs trimmed. Clean gutters and downspouts of debris. Check gutters and...

Spring Maintenance for Your Home

When springtime rolls around, almost everyone thinks of cleaning. That’s fine (we probably all need to do a little more of that, after all), but there’s something even more important to keep in mind: home maintenance. So, when it’s time to set your clocks ahead for daylight-saving time and change the batteries in your smoke and carbon monoxide detectors, give your home a checkup, too....